(1100 words) “Can I help you, sir?” It was an older man, not one of the ‘dolly birds’ who normally grace the teak-veneered desks of such establishments. He had long grey sideburns, sliver rimmed glasses, short grey hair, cut neatly with a side-parting, and a look of resignation. A desk sign said ‘Mr. Jack Seddon,’ followed by a string of post-nominal initials. Danny looked around. ‘I’d like a house, a big one with a garden, trees, that sort of thing.” Seddon looked the youth up and down. Skinny blue jeans, black loafers, a black T-shirt with the logo FCUK and a black leather jacket that looked like it had previously belonged to a hell-raising ‘Rock ‘n’ Roller’ – or two. “I see, sir, and are you a first-time buyer?”